OUR USE OF COOKIE AND SIMILAR ONLINE TOOLS
We may use cookies, server logs, tags, tracking pixels, and other similar tracking technologies to receive and store certain types of information whenever You interact with Us or third-parties that use Our Services, as described in this Privacy Policy. Examples of information generally provided by these search technologies include but are not limited to: pages You visit, ads You click on, type of browser, device, or hardware You use, purchase information, IP location, and search terms.
- A web server log is a file where website activity is stored.
- A cookie is a small text file that is placed on Your computer or mobile device when You visit a site, that enables Us to: (i) recognize Your computer/device; (ii) store Your preferences and settings; (iii) understand the parts of the Services You have visited and used; (iv), enhance Your user experience by delivering and measuring the effectiveness of content and advertising tailored to Your interests; (v) perform searches and analytics; and (vi) assist with security and administrative functions.
- Tracking pixels (sometimes referred to as web beacons or clear GIFs) are tiny electronic tags with a unique identifier embedded in websites, online ads or email that are designed to: (1) collect usage information like ad impressions or clicks and email open rates; (2) measure popularity of the Services and associated advertising; and (3) access user cookies.
All tracking technologies detailed within this Privacy Policy may be deployed by Us or Our third-party service providers on Our behalf. By using Our Site or Services, You agree to Our use of the above tracking technologies. You may refuse to supply Personal Data or opt out of data tracking by contacting Us at the information below, with the understanding it may prevent You from using the Site, the Services, or engaging in certain Site- or FBE-related activities, in whole or in part. Your browser can also help You manage these tracking technologies. You can choose to have Your computer warn You each time a cookie is being sent, or You can choose to turn off or block all cookies. These options are generally available through the settings menu on each browser and device You use. Each browser is a little different, so look at Your browser “Help” menu to learn the correct way to modify the use of these technologies. Please note, if You turn them off, You may not have access to many features of Our Site and Services.
- Your Choices, Generally. You may instruct Us not to use Your contact information to contact You by email, mail, or phone regarding products, services, promotions and special events that might appeal to Your interests by contacting Us using the information below. In commercial email messages, You can also opt out by following the instructions located at the bottom of each email. Please note, regardless of Your request, We may still use and share certain information as permitted by this Privacy Policy or as required by applicable law. For example, You may not opt out of certain operational emails, such as those reflecting Our relationship or transactions with You.
- Privacy Information for California Residents. If You are a California resident, We are providing some additional information regarding how We collect, use, and share Your “personal information” in association with the California Consumer Privacy Act (“CCPA”) and the California Privacy Rights Act (“CPRA”)).
- Categories of personal information We collect. Throughout this Policy, We discuss in detail the specific pieces of personal information We collect from and about Our users. Under the CCPA, We are also required to provide You with the “categories” of personal information We collect. The categories We collect are: identifiers (such as name, age or date of birth, postal address, email address, passwords, screen names, and account names); commercial information (such as transaction data); financial data (such as credit card information); internet or other network or device activity (e.g., IP address, browsing history, or app usage); general and precise geolocation information; inference data about You (e.g., the products and services You might be interested in based on other products and services You use); and legally protected classifications (e.g., gender); and other information that identifies or can be reasonably associated with You. We do not collect personal health information, sexual orientation, religious information, or genetic data.
- How We use and share these categories of personal information. We use and share the categories of personal information We collect from and about You consistent with the various business purposes We discuss throughout this Policy. Please note the CCPA, as amended by Proposition 24 (2020), sets forth certain obligations for businesses that “sell” personal information to third-parties. We do not engage in such activity and have not engaged in such activity in the past twelve months.
- Your California Privacy Rights. If You are a California resident, the CCPA allows You to make certain requests about Your personal information. Specifically, the CCPA allows You to request Us to:
- Inform You about the categories of personal information We collect or disclose about You; the categories of sources of such information; the business or commercial purpose for collecting Your personal information; and the categories of third-parties with whom We share or disclose personal information.
- Provide access to or a copy of certain information We hold about You.
- Delete certain information We have about You.
- Request that We not share Your Personal Data.
- Correct Your inaccurate Personal Data.
- Request We limit Our use of Your sensitive personal information, including precise geolocation, race, ethnicity, religion, genetic data, private communications, sexual orientation, and specified health information. To be clear, We do not collect much of this information, as defined in Proposition 24 (2020), and as described above.
Please note that certain information may be exempt from such requests under California law. For example, We need certain information in order to provide the Services to You. We also will take reasonable steps to verify Your identity before responding to a request. If You are a California resident and You would like to exercise any of Your data rights under California law, please contact Us at [email protected]. Please include Your full name, email address, and residential address associated with Your use of Our Services, along with the rights You would like to exercise, so that We can process Your request in an efficient manner.
- Right to Non-Discrimination. The CCPA further provides You with the right to not be discriminated against (as provided for in applicable law) for exercising Your rights. In regard to and as a result of Your exercise of this right, We may not then:
- deny You goods or services that We would not otherwise;
- charge You different prices for services, whether through denying benefits or imposing penalties;
- provide You with a different level or quality of services; and
- threaten You with any of the above.
- Shine the Light Disclosure. The California “Shine the Light” law gives residents of California the right under certain circumstances to request information from Us regarding the manner in which We share certain categories of personal information (as defined in the Shine the Light law) with third-parties for their direct marketing purposes. We do not share Your personal information with third-parties for their own direct marketing purposes.
- Retention of Personal Data. We retain Your Personal Data for as long as necessary to fulfill the purposes described in this Privacy Policy, unless otherwise required by law. For example, We keep Your account profile information for as long as You keep Your Site account, but We may keep other information longer to comply with legal obligations. We do not retain Personal Data for any length of time longer than reasonably necessary for the purposes detailed in this Privacy Policy.
- Privacy Information for Nevada Residents. Under Nevada law, certain Nevada consumers may opt out of the sale of “personally identifiable information” for monetary consideration (as such terms are defined under Nevada law) to a person for that person to license or sell such information to additional persons. We do not engage in such activity. If You are a Nevada resident who has purchased Services from us, however, You may submit a request to opt out of any potential future sales under Nevada law by emailing Us at [email protected]. Please include Your full name, email address, and residential address associated with Your use of Our Services, along with the rights You would like to exercise, so that We can process Your request in an efficient manner. Please note We will take reasonable steps to verify Your identity and the authenticity of the request. Once verified, We will maintain Your request in the event Our practices change.
- Exclusions:
- This Privacy Policy only applies to Personal Data FBE collects through its Services, Site, and apps. This Privacy Policy does not apply to any unsolicited information You provide. All unsolicited information is deemed to be non-confidential, and FBE is free to reproduce, use, disclose, and distribute such information to others without royalty, limitation, or attribution.
CHILDREN UNDER THE AGES OF 16 OR 13
FBE does not knowingly collect Personal Data from children under the age of 16 without permission, and does not knowingly collect any Personal Data from minors under 13. If You are under the age of 16, please do not submit any Personal Data through the Site, Our apps, or the Services without first providing Us permission. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce Our Privacy Policy by instructing their children never to provide Personal Data on the Site without their permission. If You are a minor under the age of 16, or a parent or legal guardian and have reason to believe a child under the age of 16 has provided Us Personal Data without consent, or a child under 13 has provided any Personal Data to FBE through the Site or the Services, please contact Us at the information below and We will endeavor to delete that information from Our databases.
LINKS TO OTHER WEBSITES
This Privacy Policy applies only to Our Site and Services. Our Site and Services may contain links to other websites not operated or controlled by FBE (the “Other Sites”). The policies and procedures described here do not apply to the Other Sites. The links from the Site and Services do not imply that FBE endorses or has reviewed the Other Sites. You should contact and review those sites directly for information on their privacy policies.
PROTECTION AND SECURITY OF PERSONAL DATA
FBE takes reasonable steps to protect the Personal Data provided via Our Site and Services from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. No Internet or email transmission, however, is ever fully secure or error free. In particular, email sent to or from Our Site or Services may not be secure. We have no liability for disclosure of Your information due to errors or unauthorized acts of third-parties during or after transmission. If You create an account on Our Site, You are responsible for maintaining the confidentiality of Your account password and for any activity that occurs under Your account. Please notify Us of any unauthorized use of Your password or account.
Based on the foregoing, You should take special care in selecting Your password and in deciding what information You send to Us via email or the Internet. Please keep all of this in mind when disclosing any Personal Data to FBE. If We believe that the security of Your Personal Data in Our care may have been compromised, We will attempt to promptly notify You within 72 hours. If We have Your email address, We may notify You by email using the most recent email address You have provided us. Please keep Your email address and other contact information in Your account up-to-date. You consent to Our use of email as a means of such notification. If You prefer for Us to use the U.S. Postal Service to notify You in this situation, please email Us at [email protected] (please include Your name, mailing address, and email address). You can make this election at any time, and it will apply to notifications We make after a reasonable time thereafter for Us to process Your request.